Access and Operational Terms

By accessing our website, you're entering into a binding agreement to comply with the Terms of Use outlined herein, which govern your interaction with our platform. Whether you're a registered member or a guest, your use of the site indicates your acceptance of these terms. Our organization ("we" or "us") manages the website to provide information about our products and services, free of charge. These terms establish the framework for promoting fairness and transparency in all user interactions.

Participant Agreement

By accessing this website and consuming its content, you are affirming your agreement with our Terms and related policies, all of which are subject to periodic amendments. Your ongoing access to and use of this website and its content depend on your adherence to these Terms and the Acceptable Use Conditions specified herein. Non-compliance with any of these conditions may be viewed as a breach of these Terms and could result in disciplinary action, including suspension or termination of access.

Indemnification by Users

The content on our website is provided "AS IS," without warranty of any kind. Access to the site may be temporarily suspended without notice due to technical issues or maintenance. We disclaim all liability for any loss or damage arising from your use of our website, including damage from viruses or other malicious software that might infect your device during the use of our site or downloading of content.

Assorted Provisions

At our company, we strive to provide accurate and reliable information and materials through our website. However, we cannot guarantee the absolute accuracy of all content. Therefore, users should exercise their discretion and judgment when relying on the information provided. We disclaim all liability for any reliance placed on the materials on our website.

Web-Based Connections

Where the website contains links to a website provided by a third party, such links are provided for information purposes only. Separate terms and conditions of use and privacy policies may apply to any such third party websites. Our Company does not have control over the information or materials provided in such third party websites. Our Company shall not be responsible for any such third party websites or for any loss or damage howsoever arising that may result from your use of such websites.

Authority and Regulatory Control

Each provision of these Terms is intended to be interpreted in such a manner as to be effective and valid under applicable law, but if any provision of these Terms is held to be invalid, illegal, or unenforceable in any respect under any applicable law or rule in any jurisdiction, such invalidity, illegality, or unenforceability will not affect any other provision or any other jurisdiction, but these Terms will be reformed, construed, and enforced in such jurisdiction as if such invalid, illegal, or unenforceable provisions had never been contained herein.

Paid Features

The basic version of the Service can be used completely free of charge. However, you have the option to subscribe to a Premium membership in order to get access to additional functionalities on the Site. You also have the option to purchase other services or materials whether or not you have a Premium membership. The prices and the related terms for all Paid Services, including the Premium membership, are governed by the Paid Services terms Where a free-trial period is included, you will not be charged until the free period is over. At this point your card will automatically be charged using the card details entered at the beginning of the trial. There are no refunds or credits for partial monthly subscriptions. Where you have purchased a Paid Service (including a Premium membership), details of which can be found at our site the following terms set out in this clause shall also apply to your use and access of the Paid Service. Where there is any conflict between this clause and the other terms set out in these Terms of Service, the terms in this clause will prevail. The following terms shall apply to you whether or not you are the individual using the Paid Service or if you are a third party facilitating and/or paying on behalf of an individual to use the Paid Service. If you are using the Paid Service pursuant to an agreement entered into by company and a third party paying for and/or facilitating your use of the Paid Service then where the terms below are in conflict with the terms of the agreement entered into by company and the third party the terms of such agreement shall prevail.

The ordering process for Paid Services on the Site allows you to check your order before you proceed with your purchase: please check the details of the order before you proceed to payment. We will send you a confirmation email each time that you purchase a Paid Service. The contract between you and company for the relevant Paid Service, which is subject to these Paid Services Terms, is formed at the time we send such confirmation email.
By placing an order, you agree to pay the stipulated fees (which may be separately agreed with company) for the relevant Paid Service(s) by credit card or any other form of payment accepted by company, along with the VAT (if applicable) and any other fees or amounts associated with such Paid Service(s). The most recent fees for each Paid Service are set out at our site and you acknowledge and agree that such fees may change from time to time. Any price changes will be announced on the company website and will not affect existing subscriptions (so if you have signed up for a membership for a certain price, price changes won’t affect your existing subscription, and will only apply to any future subscription purchase).
Company uses secure payment service providers to make sure that your payments are secure.
In relation to Paid Services that are offered on a subscription basis, company offers different subscription periods so that you can choose the one that best meets your needs. Payment for subscription-based Paid Services is made in advance. Details of the different subscription types and prices are available at our site
Where a subscription-based Paid Service renews automatically, your credit card will be charged automatically at the end of your current subscription period and your subscription will, unless you cancel it, be renewed for the same period of time. Subscriptions do not expire during the subscription period due to non-use of the subscribed Paid Service. You can check on the length of your subscription at any time by viewing your account information or going to "Settings" and then “Subscription” within the Site.
Company may run promotions and free offers which may be subject to additional terms or restrictions. These promotions and offers may not be shared among different Users.
Please be advised before you pay that, unless and to the extent expressly set out to the contrary in these Paid Services terms (and particularly the 14-Day Money Back Guarantee described below) or otherwise agreed with company in writing, any amounts paid in advance will not be refunded.
You may cancel any purchase of a Paid Service and claim a refund from company for any reason within the first 14 working days following your initial purchase. However if you have used the Paid Service prior to exercising your cancellation right then you must pay for the value of the Paid Service provided up to the date of cancellation.

Company may suspend or terminate your access to and/or use of any one or more Paid Services immediately and without liability if:

Company has reason to believe that you are in breach of or have acted inconsistently with these Paid Services Terms; or
Company is entitled to suspend or terminate your account, or your use of the Service generally.

Money Back

If you find that the product you've purchased doesn't meet your expectations, you have a window of 14 days from the date of purchase to request a refund. However, refunds are subject to our discretion. Please note that the refund process may be influenced by factors such as payment processing capabilities, the platform of purchase (website or mobile app), as well as statutory fees and taxes. Requests made beyond the 14-day period will not be eligible for a refund. At our discretion, if we suspect any abuse of our refund policy, we reserve the right to suspend your account and prohibit any future use of our services.

Usage Disruption

The company holds absolute discretion in determining whether any use breaches these regulations and may take appropriate action as deemed necessary. Breaches of system or network security may lead to civil or criminal liability. The company will investigate such incidents and may cooperate with law enforcement authorities in identifying and prosecuting users involved in breaches. The company reserves the right to terminate or suspend a user's access to part or all of the websites without prior notice for any conduct that the company, in its sole discretion, deems violates these Terms of Use, any applicable law, or is detrimental to the interests of another user.

Communication Techniques

For thorough assistance or to explore detailed inquiries about the stipulations of these terms, please utilize the contact methods outlined on our website. Our team is committed to providing substantial support and exhaustive clarifications to ensure your complete understanding of our policies.

Terms of Service Adjustments

We may, from time to time, make changes to these terms to reflect changes in our practices or for other operational, legal, or regulatory reasons. By continuing to access or use our services after these changes are made, you agree to be bound by the revised terms.